Business Loans

Business Loans

Get your company affordable financing from a local bank that's invested in your success.

Put your business in a position to win by partnering with State Bank and Trust. We offer a wide range of commercial loans—from real estate to equipment to working capital, we have financing for you. Take advantage of our low rates and commitment to personal service today.

  • Financing for most any need
  • Competitive low rates
  • Various terms available
  • Affordable monthly payments
  • Local processing and underwriting
  • Experienced staff to assist you

State Bank & Trust Company offers a variety of commercial loans including:

  • Commercial Real Estate Loans
  • Inventory and Accounts Receivable Loans
  • Equipment & Working Capital Loans
  • Manufacturing and Distributing Loans
  • Food Processing and Distributing Loans
  • Information Technology Loans
  • Letters of Credit
  • Health Care

Don't see the loan you're looking for? Feel free to ask us! We can create a loan for most any purpose. Contact our loan experts to customize a loan just for you!

Government Loans

State Bank is one of the larger government guaranteed loan providers in our market. These loans are secured by the government and typically offer lower rates or more favorable terms.

This highly specialized division of our financial services can help you see if you are eligible to take advantage of these loans. Our team provides personal service, consultative support on the program and rapid turnaround time on applications.

These loans can be used for a variety of purposes including:

  • Agriculture
  • Manufacturing
  • Small Business

To find out more information, please contact us online or call 1-800-366-4967.