Rates
Please enter your zip code to view current rates in your area.
* Rates are effective as of February 15, 2012.
Current Rates for Louisiana and Mississippi
Certificates of Deposit & IRAs
Minimum balance of $1,000 to open. Withdrawals prior to maturity are subject to an early withdrawal penalty and could reduce earnings. IRAs use the same rates as regular CDs. Available to both consumer and business entities. Not available to financial institutions, credit unions or brokers.
| Term | Interest Rate | APY* |
|---|---|---|
| 30 Days | 0.15% | 0.15% |
| 60 Days | 0.15% | 0.15% |
| 90 Days | 0.25% | 0.25% |
| 182 Days | 0.35% | 0.35% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.60% | 0.60% |
| 24 Months | 0.80% | 0.80% |
| 36 Months | 1.00% | 1.00% |
| 48 Months | 1.25% | 1.25% |
| 60 Months | 1.50% | 1.50% |
Checking & Savings Accounts
| Account Name | Interest Rate | APY* |
|---|---|---|
| Platinum Checking (1) | 2.47% | 2.50% |
| Platinum Savings (2) | 1.00% | 1.00% |
| Better Than Free Checking (3) | 0.10% | 0.10% |
| Prime Flex Investment MMDA (4) | 0.50% | 0.50% |
| Investment Checking (5) | 0.20% | 0.20% |
| Premier Checking (6) | 0.30% | 0.30% |
| Regular Savings (7) | 0.10% | 0.10% |
| Children's Savings (8) | 0.10% | 0.10% |
| Business Money Market (9) | 0.10% | 0.10% |
All rates are subject to change without prior notice. Contact us at 1-877-455-1898.
* Please note that APY = Annual Percentage Yield.
1. Annual Percentage Yield (APY) accurate as of 12/14/11. Minimum to open account is $100. Rate tiers are as follows: 2.50% APY applies to $0.01 - $15,001 and 0.50% APY for balances over $15,001 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.50 – 0.76% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be point of sale transactions. ATM withdrawals do not count towards qualifying debit card transactions. All qualification transactions must be posted to the account during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Intra-bank transfers do not count as qualifying direct deposits or auto debits.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
2. Minimum to open Platinum Savings account is $100 Annual Percentage Yield (APY) accurate as of 12/14/11. Platinum Savings rate tiers are as follows: 1.00% APY applies to balances of $1 - $15,001 and 0.57% APY applies to balances over $15,001 if qualifications are met each monthly qualification cycle on Platinum Checking account. 0.05% applies to all balances if qualifications are not met on Platinum Checking. All balances will earn 1.00% APY – 0.57% APY if qualifications are met on Platinum Checking. Rates may change after the account is opened. Fees may reduce earnings.
Platinum Checking qualifying transactions must be posted to the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
3. Better Than Free checking requires $100 to open the account. No regular monthly service charge. Any day the account has a collected balance of $1,000 or more it will earn annual percentage yield. Rates are variable and subject to change after the account is opened without advance notice.
4. Prime Flex Investment MMDA requires $100,000 to open the account. Limited to 6 transfers from your account each statement cycle by checks to third parties or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. In person transactions and ATM transactions are not included within the transaction limits and an excess debit fee will not be charged for these types of transactions. An excess debit fee of $10 per item will be charged for each transaction in excess of the above transaction limitations. Rates are variable and subject to change after the account is opened without advance notice.
5. Investment Checking requires $2,500 to open the account. Minimum collected balance of $2,500 required to earn annual percentage yield and to avoid a $20 service charge. Fees could reduce earnings. Rates are variable and subject to change after the account is opened without advance notice.
6. Premiere Checking requires $10,000 to open the account. Minimum collected balance of $10,000 required to earn annual percentage yield and to avoid a $20 service charge. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
7. Regular Savings requires $100 to open the account. Minimum collected balance of $100 required to earn annual percentage yield and to avoid a $10 service charge. Any withdrawal in excess of 2 per statement cycle will result in a fee of $2.50 per withdrawal. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
8. Children's Savings requires $10 to open the account. Positive collected balance required to earn annual percentage yield. Withdrawals are limited to 2 per statement cycle to avoid fees. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
9. Business Money Market requires $1000 to open the account. Minimum collected balance of $1000 required to earn annual percentage yield and to avoid a $10 service charge. You may only make 6 transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
Current Rates for Alabama
Certificates of Deposit & IRAs
| Term | New Rate | New Rate APY |
|---|---|---|
| 30 Days CD | 0..15% | 0.15% |
| 60 Days CD | 0.15% | 0.15% |
| 90 Days CD | 0.25% | 0.25% |
| 182 Days CD | 0.35% | 0.35% |
| 12 Months CD | 0.50% | 0.50% |
| 18 Months CD | 0.60% | 0.60% |
| 24 Months CD | 0.80% | 0.80% |
| 36 Months CD | 1.00% | 1.00% |
| 48 Months CD | 1.25% | 1.25% |
| 60 Months CD | 1.50% | 1.50% |
Checking & Savings Accounts
| Account Name | Interest Rate | APY* |
|---|---|---|
| Platinum Checking (1) | 2.47% | 2.50% |
| Platinum Savings (2) | 1.00% | 1.00% |
| Better Than Free Checking (3) | .15% | .15% |
| Prime Flex Investing MMDA (4) | 0.15% | 0.15% |
| Investment Checking (5) | 0.25% | 0.25% |
| Premier Checking (6) | 0.35% | 0.35% |
| Regular Savings (7) | 0.15% | 0.15% |
| Children's Savings (8) | 0.15% | 0.15% |
| Business Money Market (9) | 0.75% | 0.75% |
| Mobile Investment Checking | 1.10% | 1.11% |
All rates are subject to change without prior notice. Contact us at 1-877-455-1898.
* Please note that APY = Annual Percentage Yield.
** IRA
1. Annual Percentage Yield (APY) accurate as of 12/14/11. Minimum to open account is $100. Rate tiers are as follows: 2.50% APY applies to $0.01 - $15,001 and 0.50% APY for balances over $15,001 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.50 – 0.76% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be point of sale transactions. ATM withdrawals do not count towards qualifying debit card transactions. All qualification transactions must be posted to the account during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Intra-bank transfers do not count as qualifying direct deposits or auto debits.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
2. Minimum to open Platinum Savings account is $100 Annual Percentage Yield (APY) accurate as of 12/14/11. Platinum Savings rate tiers are as follows: 1.00% APY applies to balances of $1 - $15,001 and 0.57% APY applies to balances over $15,001 if qualifications are met each monthly qualification cycle on Platinum Checking account. 0.05% applies to all balances if qualifications are not met on Platinum Checking. All balances will earn 1.00% APY – 0.57% APY if qualifications are met on Platinum Checking. Rates may change after the account is opened. Fees may reduce earnings.
Platinum Checking qualifying transactions must be posted to the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
3. Better Than Free checking requires $100 to open the account. No regular monthly service charge. Any day the account has a collected balance of $1,000 or more it will earn annual percentage yield. Rates are variable and subject to change after the account is opened without advance notice.
4. Premiere Checking requires $10,000 to open the account. Minimum collected balance of $10,000 required to earn annual percentage yield and to avoid a $20 service charge. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
5. Regular Savings requires $100 to open the account. Minimum collected balance of $100 required to earn annual percentage yield and to avoid a $10 service charge. Withdrawals are limited to 2 per statement cycle to avoid fees. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
6. Money Market Deposit Account (MMDA) requires $2,500 to open the account. Minimum collected balance of $2,500 daily required to earn annual percentage yield and to avoid a $10 service charge. Limited to 6 transfers from your account each statement cycle by checks to third parties, in person transactions and ATM transactions are not included within the transaction limits and an excess debit fee will not be charged for these types of transactions. An excess debit fee of $1 per item will be charged for each transaction in excess of the above transaction limitations. Rates are variable and subject to change after the account is opened without advance notice.
7. Now Account requires $1,500 to open the account. Minimum collected balance of $1,500 daily required to earn annual percentage yield and to avoid a $10 service charge. Rates are variable and subject to change after the account is opened without advance notice.
Current Rates Geneva
Certificates of Deposit & IRAs
| Term | Interest Rate | APY* |
|---|---|---|
| 6 Months | 0.65% | 0.65% |
| 12 Months | 0.75% | 0.75% |
| 18 Months** | 0.90% | 0.90% |
| 24 Months | 1.01% | 1.01% |
| 30 Months** | 1.16% | 1.16% |
| 36 Months** | 1.40% | 1.40% |
Checking & Savings Accounts
| Account Name | Interest Rate | APY* |
|---|---|---|
| Platinum Checking (1) | 2.47% | 2.50% |
| Platinum Savings (2) | 1.00% | 1.00% |
| Better Than Free Checking (3) | .10% | .10% |
| Prime Flex Investment MMDA | 0.50% | 0.50% |
| Premier Checking (4) | 1.00% | 1.00% |
| Regular Savings (5) | 0.60% | 0.60% |
| MMDA (6) | 0.60% | 0.60% |
| NOW Account (7) | 0.60% | 0.60% |
All rates are subject to change without prior notice. Contact us at 1-877-455-1898.
* Please note that APY = Annual Percentage Yield.
** IRA
1. Annual Percentage Yield (APY) accurate as of 12/14/11. Minimum to open account is $100. Rate tiers are as follows: 2.50% APY applies to $0.01 - $15,001 and 0.50% APY for balances over $15,001 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.50 – 0.76% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be point of sale transactions. ATM withdrawals do not count towards qualifying debit card transactions. All qualification transactions must be posted to the account during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Intra-bank transfers do not count as qualifying direct deposits or auto debits.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
2. Minimum to open Platinum Savings account is $100 Annual Percentage Yield (APY) accurate as of 12/14/11. Platinum Savings rate tiers are as follows: 1.00% APY applies to balances of $1 - $15,001 and 0.57% APY applies to balances over $15,001 if qualifications are met each monthly qualification cycle on Platinum Checking account. 0.05% applies to all balances if qualifications are not met on Platinum Checking. All balances will earn 1.00% APY – 0.57% APY if qualifications are met on Platinum Checking. Rates may change after the account is opened. Fees may reduce earnings.
Platinum Checking qualifying transactions must be posted to the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
3. Better Than Free checking requires $100 to open the account. No regular monthly service charge. Any day the account has a collected balance of $1,000 or more it will earn annual percentage yield. Rates are variable and subject to change after the account is opened without advance notice.
4. Premiere Checking requires $10,000 to open the account. Minimum collected balance of $10,000 required to earn annual percentage yield and to avoid a $20 service charge. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
5. Regular Savings requires $100 to open the account. Minimum collected balance of $100 required to earn annual percentage yield and to avoid a $10 service charge. Withdrawals are limited to 2 per statement cycle to avoid fees. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
6. Money Market Deposit Account (MMDA) requires $2,500 to open the account. Minimum collected balance of $2,500 daily required to earn annual percentage yield and to avoid a $10 service charge. Limited to 6 transfers from your account each statement cycle by checks to third parties, in person transactions and ATM transactions are not included within the transaction limits and an excess debit fee will not be charged for these types of transactions. An excess debit fee of $1 per item will be charged for each transaction in excess of the above transaction limitations. Rates are variable and subject to change after the account is opened without advance notice.
7. Now Account requires $1,500 to open the account. Minimum collected balance of $1,500 daily required to earn annual percentage yield and to avoid a $10 service charge. Rates are variable and subject to change after the account is opened without advance notice.
Current Rates Mobile, AL
Certificates of Deposit & IRAs
| Term | New Rate | New Rate APY |
|---|---|---|
| 30 Days CD | 0..15% | 0.15% |
| 60 Days CD | 0.15% | 0.15% |
| 90 Days CD | 0.25% | 0.25% |
| 182 Days CD | 0.35% | 0.35% |
| 12 Months CD | 0.50% | 0.50% |
| 18 Months CD | 0.60% | 0.60% |
| 24 Months CD | 0.80% | 0.80% |
| 36 Months CD | 1.00% | 1.00% |
| 48 Months CD | 1.25% | 1.25% |
| 60 Months CD | 1.50% | 1.50% |
Checking & Savings Accounts
| Account Name | Interest Rate | APY* |
|---|---|---|
| Platinum Checking (1) | 2.47% | 2.50% |
| Platinum Savings (2) | 1.00% | 1.00% |
| Better Than Free Checking (3) | .15% | .15% |
| Prime Flex Investing MMDA (4) | 0.15% | 0.15% |
| Investment Checking (5) | 0.25% | 0.25% |
| Premier Checking (6) | 0.35% | 0.35% |
| Regular Savings (7) | 0.15% | 0.15% |
| Children's Savings (8) | 0.15% | 0.15% |
| Business Money Market (9) | 0.75% | 0.75% |
| Mobile Investment Checking | 1.10% | 1.11% |
All rates are subject to change without prior notice. Contact us at 1-877-455-1898.
* Please note that APY = Annual Percentage Yield.
1. Annual Percentage Yield (APY) accurate as of 12/14/11. Minimum to open account is $100. Rate tiers are as follows: 2.50% APY applies to $0.01 - $15,001 and 0.50% APY for balances over $15,001 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.50 – 0.76% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be point of sale transactions. ATM withdrawals do not count towards qualifying debit card transactions. All qualification transactions must be posted to the account during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Intra-bank transfers do not count as qualifying direct deposits or auto debits.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
If you choose to open a Platinum Savings account, the interest and rewards earned on your Platinum Checking account will be transferred/credited to your Platinum Savings account the first business day following the business day which ended the earnings period. The Annual Percentage Yield (APY) disclosed on the Platinum Checking account assumes that interest earned in Platinum Checking compounds. However, by choosing to have a Platinum Savings account linked to a Platinum checking, the interest earned in the Platinum Checking account is automatically transferred into the Platinum
Savings account at the end of the statement cycle and therefore does not remain in the Platinum Checking account and does not compound.
2. Minimum to open Platinum Savings account is $100 Annual Percentage Yield (APY) accurate as of 12/14/11. Platinum Savings rate tiers are as follows: 1.00% APY applies to balances of $1 - $15,001 and 0.57% APY applies to balances over $15,001 if qualifications are met each monthly qualification cycle on Platinum Checking account. 0.05% applies to all balances if qualifications are not met on Platinum Checking. All balances will earn 1.00% APY – 0.57% APY if qualifications are met on Platinum Checking. Rates may change after the account is opened. Fees may reduce earnings.
Platinum Checking qualifying transactions must be posted to the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
3. Better Than Free checking requires $100 to open the account. No regular monthly service charge. Any day the account has a collected balance of $1,000 or more it will earn annual percentage yield. Rates are variable and subject to change after the account is opened without advance notice.
4. Prime Flex Investment MMDA requires $100,000 to open the account. Limited to 6 transfers from your account each statement cycle by checks to third parties or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. In person transactions and ATM transactions are not included within the transaction limits and an excess debit fee will not be charged for these types of transactions. An excess debit fee of $10 per item will be charged for each transaction in excess of the above transaction limitations. Rates are variable and subject to change after the account is opened without advance notice.
5. Investment Checking requires $2,500 to open the account. Minimum collected balance of $2,500 required to earn annual percentage yield and to avoid a $20 service charge. Fees could reduce earnings. Rates are variable and subject to change after the account is opened without advance notice.
6. Premiere Checking requires $10,000 to open the account. Minimum collected balance of $10,000 required to earn annual percentage yield and to avoid a $20 service charge. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
7. Regular Savings requires $100 to open the account. Minimum collected balance of $100 required to earn annual percentage yield and to avoid a $10 service charge. Any withdrawal in excess of 2 per statement cycle will result in a fee of $2.50 per withdrawal. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
8. Children's Savings requires $10 to open the account. Positive collected balance required to earn annual percentage yield. Withdrawals are limited to 2 per statement cycle to avoid fees. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
9. Business Money Market requires $1000 to open the account. Minimum collected balance of $1000 required to earn annual percentage yield and to avoid a $10 service charge. You may only make 6 transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. Rates are variable and subject to change after the account is opened without advance notice. Fees could reduce earnings.
Sorry, no rates in this area.
