Personal Products - Convenience Banking - Overdraft Privilege

State Bank Debit Card

State Bank's Visa Debit Card provides 24 hours convenience to customers by allowing them:

• Immediate access to cash funds from ATMs
• Check-Free purchasing power anywhere you see the VISA logo.

Please note that surcharges may apply when used at machines not owned by State Bank & Trust Company.

State Online

With State Online, you can bank in your PJs from home or around the world. Once you are signed up, all you need is a computer with Internet access and an Internet Browser operating at 128-bit encryption. With State Online you can:

• Review your account balances
• Obtain detailed history on deposits & withdrawals
• Sort & search information by account, date, amount, check number or transaction type
• Transfer funds between State Bank checking and savings accounts
• Issue Stop Payment requests
• Reorder checks

These basic features are available at no cost to personal account customers.
Add Bill Pay to one (1) of your checking accounts for FREE and make payments to any address in the United States!

Important Information:

State Online requires requires 128-bit SSL security. This level of encryption is available with versions 4.0 or higher of Internet Explorer or Netscape Navigator. Even at version 4.0, it is possible that your browser may not be set up for 128-bit SSL. If you receive an error stating your browser does not support this level of encryption, you must upgrade to a newer version or download the 128-bit upgrade for your current version.

Download the Application for State Online Access

State Express

Another convenient service we offer our customers FREE is Express Phone Banking.
With this you can:

• Check your Balance
• See what Checks and Deposits have posted
• Keep up to date on Interest rates
• Request a fax of account transactions
• Transfer funds between State Bank Checking & Savings accounts that you own (sign-up required for this feature)
• And, it's available 24 Hours a day, 7 days a week with no break for HOLIDAYS!
• No sign-up required except for funds transfer feature!

Try it now by calling 1-877-455-1898, wait for the automated teller's greeting. Once you hear that, just follow the instructions!