Platinum Savings
Make the most of your Platinum Checking rewards with this free, high yield account.
You've already got our high interest checking account. Now take your earnings to the next level by adding Platinum Savings. This account takes your rewards and puts them here automatically, where it's easier to save. You even earn a second high rate of interest!
- Summary
- Earn 1.00% APY* on average collected balances up to $15,001
- Earn 0.57% APY* on average collected balances $15,001 and over
- Earn 0.05% APY* on average collected balances for non-qualified accounts
- No minimum balance requirements
- No monthly service charges
- Attached to Platinum Checking account
- Access to surcharge-free ATMs nationwide
- Free online banking
- Free eStatements
- Free telephone banking
- FDIC insured up to $250,000
- $100 deposit to open
Easy Qualifications
There are no additional qualifications to meet in order to receive the Platinum Savings rate. As long as you earn the checking rewards, you automatically earn them on this account too.
Just meet the Platinum Checking qualifications each statement cycle:
- Have at least 12 debit card transactions post and clear (ATM transactions not included)
- Have 1 direct deposit or ACH auto debit post and clear
- Receive and review your eStatement
- Access online banking once
Should you not meet the qualifications in a given cycle, don't worry. Your account is always free no matter what, and you'll still receive our base rate of interest on both your Platinum Checking and Savings accounts. And you can get the higher rates back the very next month!
*Minimum to open Platinum Savings account is $100 Annual Percentage Yield (APY) accurate as of 12/14/11. Platinum Savings rate tiers are as follows: 1.00% APY applies to balances of $1 - $15,001 and 0.57% APY applies to balances over $15,001 if qualifications are met each monthly qualification cycle on Platinum Checking account. 0.05% applies to all balances if qualifications are not met on Platinum Checking. All balances will earn 1.00% APY – 0.57% APY if qualifications are met on Platinum Checking. Rates may change after the account is opened. Fees may reduce earnings.
Platinum Checking qualifying transactions must be posted to the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
